Finance

eToro Promotion: $500 Bonus After Trading $5,000 in Crypto

MyMoneyBlog.com - Wed, 09/23/2020 - 20:12

Here is another promo involving the temporary ownership of cryptocurrency. eToro is offering a $500 bonus when a new customer deposits and trades $5,000 worth of crypto. The scheduled end date is 11/3/2020. The terms are pretty straightforward:

  • Sign up for a new eToro account.
  • Deposit funds ($5,000+).
  • Open $5,000 worth of crypto trades in your portfolio
  • Automatically receive $500 directly to your trading account balance.

This seems a bit more easy than the BlockFi crypto promo, as eToro appears to accept funds via online ACH bank transfer. There is also no 3-month holding period, although you will need to actually own a potentially volatile cryptocurrency for a few moments (assuming you do a quick roundtrip buy/sell trade). I didn’t see any familiar stablecoins as an option upon a quick glance, but again I don’t know about all the various coins. Some people may prefer opening the BlockFi interest-earning stablecoin account instead as eToro seems more of an active trading platform.

However, there is a concerning catch in the fine print.

The first up to fifty (50) Invited Participants who met the Promotion Criteria during the Promotion Period will be eligible for a Reward, provided the qualifying terms below have been met, all subject to the Promotion T&Cs.

How is someone supposed to know if they are amongst the first 50? The promo just started today, so I would think if you applied in the first couple of days that would be acceptable, but there is still a risk. It may help to use this alternate link as perhaps it has its own limit.

eToro is another big name in the space, but again please do your own due diligence. Accounts can be opened in the following states and territories: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Marianas Is., Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Texas, US Minor Is, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.


“The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone. This email may contain links through which we are compensated when you click on or are approved for offers.”

eToro Promotion: $500 Bonus After Trading $5,000 in Crypto from My Money Blog.

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Categories: Finance

Southwest Companion Pass: Free 2-Month Pass With Paid Flight

MyMoneyBlog.com - Tue, 09/22/2020 - 14:11

Southwest has a new companion pass promotion where can get a companion pass free for nearly two months at the beginning of 2021. Here are the requirements (you must make your ticket purchase soon):

  • Register at the promo link, and then purchase a flight by 9/24.
  • Travel by 11/15.
  • Companion flies free with you from 1/6/2021 to 2/28/2021.

The qualifying flight only need to be one person with a paid flight. Remember to register your Rapid Rewards (RR) number at the promo link first, then buy your ticket using that same RR number. Changes made to the itinerary after purchase may eliminate qualification for promotion.

I have written more about the Companion Pass here, including how the requirements are loosened for 2020. Obviously this promo won’t be of interest to everyone, but if you needed to fly anyway, it can be a good opportunity to try out the companion pass. Thanks to reader Mark for the tip.


“The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone. This email may contain links through which we are compensated when you click on or are approved for offers.”

Southwest Companion Pass: Free 2-Month Pass With Paid Flight from My Money Blog.

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Categories: Finance

Organize Credit Cards Physically Using Business Card Holders

MyMoneyBlog.com - Mon, 09/21/2020 - 01:53

A reader asked me how I keep track of so many credit cards, and I wasn’t sure what they meant. I track active credit card offers using online calendar reminders and a simple spreadsheet, but physically I keep them all in a business card organizer (if not in my wallet). I realized that I still had an old article published way back in 2007 about repurposing my old baseball card sleeves and a 3-ring binder. I’ve deleted that post since it’s very outdated and replaced it with this one, as I’ve actually used a business card holder for several years now. Mine looks almost identical to this 4.6 star item or this smaller 4.7 star version on Amazon (both around $7):

As a few readers back then noted, my baseball card sleeves were a little too big and the cards could fall out if the binder was tipped upside down. With these business card holders, the sleeves are smaller and the openings are on the sides for a much more secure fit. This also makes the overall package smaller, making it possible to keep nearly a hundred cards in a single, compact folder.

I have three of them altogether: one for credit and debit cards, one for gift cards and loyalty/membership cards, and one for business cards. Instead of a “sock drawer”, I have a subtle, black folder that blends in discretely on a bookshelf, and is also easy to quickly throw into a lockbox for added security. Of course, these days it’s also handy to keep all your credit card numbers in a password manager like Keeper or Dashlane.


“The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone. This email may contain links through which we are compensated when you click on or are approved for offers.”

Organize Credit Cards Physically Using Business Card Holders from My Money Blog.

Copyright © 2019 MyMoneyBlog.com. All Rights Reserved. Do not re-syndicate without permission.

Categories: Finance

Top 10 Best Small Business Credit Card Bonus Offers – September 2020

MyMoneyBlog.com - Thu, 09/17/2020 - 15:37

Updated September 2020. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, Amazon, eBay, Etsy, Airbnb? You are eligible to open a small business credit card, which keeps your personal and business expenses separate. If you are not a corporation or LLC, you can apply as a sole proprietorship, with your name as the business name and your Social Security number as the Tax ID number. I did this for years successfully before incorporating my business.

Small business credit cards are offering strong perks and $500+ value for a single card during the first year to try out a new card. Below are the top offers, and with these recent changes:

  • Improved Southwest 100k, Hilton 130k, Alaska +$200 offers.
  • Added US Bank Business Leverage card.

This is a companion post to my Top 10 Best Credit Card Bonus Offers for personal cards. Notice that small business bonuses are on average even higher than those on consumer cards.

Southwest Rapid Rewards Performance Business Card

  • Up to 100,000 Rapid Rewards points. 70,000 points after you spend $5,000 on purchases in the first 3 months. Plus, earn an additional 30,000 points after you spend $25,000 on purchases in the first 6 months. (100,000 points is redeemable for $1,500+ in Wanna Getaway airfare.)
  • This is enough to qualify for the Southwest Companion Pass in 2020 alone. Or combine with the Southwest Rapid Rewards Premier Consumer Card.
  • Global Entry or TSA PreCheck® Fee Credit of up to $100, repeatable every four years.
  • $199 annual fee + 9,000 bonus points after each Cardmember anniversary.
  • Subject to 5/24 rule.

US Bank Business Leverage Card

  • 75,000 bonus points after $7,500 in purchases (on the Account Owner’s Card only) in first the 4 months. 75,000 bonus points can be redeemed for $750 in cash back. See link for details.
  • Availability may be restricted to certain states.
  • $0 annual fee for the first year, then $95.

Alaska Airlines Visa Business Card (Bank of America)

  • 40,000 Alaska miles + $200 statement credit + Companion Fare Voucher after $2,000 in purchase within 90 days. Limited-time offer. See link for details.
  • Companion fare voucher is “Buy one ticket, get one for $121” ($99 fare plus taxes and fees from just $22).
  • Free checked bag on Alaska flights for you and up to six other passengers on the same reservation.
  • $50 annual fee for company, plus $25 per card.

Hilton Honors American Express Business Card

  • 130,000 Hilton Honors points after $3,000 in purchases within the first 3 months. See link for details and rough valuation of points.
  • Free Weekend Night Reward certificate after you spend $15,000 on purchases in a calendar year.
  • $95 annual fee.

American Express Plum Card

  • $600 cash back. Earn a $200 statement credit after each $10,000 you spend in purchases, up to $600 on $30,000 of purchases, within the first 3 months. See link for details.
  • 1.5% early pay discount on all purchases which stacks on top of the bonus above.
  • $0 annual fee for the first year, then $250.

Chase Ink Business Preferred Card

  • 100,000 Ultimate Rewards points (worth $1,250 towards flexible travel) after $15,000 in purchases in the first 3 months. See link for details.
  • 3X points on the first $150,000 spent on travel, shipping purchases, internet/cable/phone services, and advertising purchases with social media sites and search engines.
  • Primary rental car coverage when renting for business purposes.
  • $95 annual fee.
  • Subject to 5/24 rule.

Barclays AAdvantage Aviator Business Card

  • Up to 75,000 American Airlines miles. 65,000 miles after $1,000 in purchases in the first 90 days. Additional 10,000 miles when a purchase is made on an employee card. Limited-time offer. See link for details.
  • First checked bag free on domestic AA flights ($60 value per roundtrip, per person).
  • $95 annual fee.

United Explorer Business Card

  • 60,000 United miles after $3,000 in purchases in the first 3 months. See link for details.
  • Free first checked bag for both you and a companion (a savings of up to $140 per roundtrip).
  • Expanded award availability. Having this card makes it easier to redeem for that saver award economy ticket.
  • Primary rental car coverage when renting for business purposes.
  • $0 annual fee for the first year, then $95.
  • Subject to 5/24 rule.

JetBlue Business Mastercard (Barclaycard)

  • Up to 60,000 JetBlue True Blue miles. Earn 50,000 miles after $1,000 in purchases in the first 90 days, and an additional 10,000 miles after a purchase is made on an employee card. Limited-time offer. See link for details.
  • First checked bag free for you and up to 3 companions on the same reservation when you use your card to book JetBlue-operated flights.
  • $99 annual fee.

Capital One® Spark® Cash for Business Card

  • $500 cash bonus after $4,500 in purchases in the first 3 months. See link for details.
  • Flat 2% cash back on all purchases with no limit.
  • $0 annual fee for the first year, then $95.

Chase Ink Business Unlimited Card

  • $500 bonus cash back after $3,000 in purchases in the first 3 months. See link for details.
  • Flat 1.5% cash back on all purchases with no limit.
  • No annual fee.
  • Subject to 5/24 rule.

Chase Ink Business Cash Card

  • $500 bonus cash back after $3,000 in purchases in the first 3 months. See link for details.
  • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
  • No annual fee.
  • Subject to 5/24 rule.

American Express Business Platinum Card

  • Up to 75,000 Membership Rewards points after you spend $15,000 in your first 3 months. See link for details.
  • Largest airline lounge access network. Includes Delta Sky Club membership + their own Centurion lounges.
  • Additional benefits for 2020 due to COVID-19. $200 in Dell credits, $20 in statement credits per month on U.S. purchases for shipping, up to $20 in statement credits per month on wireless telephone services purchased directly from U.S. service providers.
  • $200 Airline Fee Credit. Up to $200 a calendar year in baggage fees and more, at one airline that you pick.
  • $100 Global Entry/TSA PreCheck credit.
  • $595 annual fee.

Wells Fargo Business Platinum Card

  • $500 cash back bonus after $5,000 in purchases in the first 3 months. See link for details.
  • Earn 1.5% cash back on every $1 spent, OR earn 1 point on every $1 spent + 1,000 bonus points when company spend is $1,000+ in any monthly billing period.
  • No annual fee.

Note: Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards on your credit report within the past 2 years. This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.


“The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone. This email may contain links through which we are compensated when you click on or are approved for offers.”

Top 10 Best Small Business Credit Card Bonus Offers – September 2020 from My Money Blog.

Copyright © 2019 MyMoneyBlog.com. All Rights Reserved. Do not re-syndicate without permission.

Categories: Finance

Wed, 12/31/1969 - 19:00

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