Finance

Amazon Prime Days 2026 is now live will run June 23-26, 2026. Beyog the “early” deals, I always look out for reset points credits and extended free trials to try out again. As usual, I recommend checking for discounts on the things you already buy. Check your “Buy Again” past purchases here. I’ve listed a few of my favorite things below as well.

(Note: If you are reading this in an email/RSS reader, unfortunately I am not allowed to include any Amazon affiliate links in e-mails, so they have been removed. Please click here to view the links.)

As the name suggests, most deals require a Prime membership. New members can sign up for a 30-day free trial. Amazon Prime for Students (age 18-24) has a 7-day trial for 99 cents and $7.49/month after that (50% off regular). If you’ve already done the trial, you can simply buy a single month of Prime for $14.99 ($6.99 with SNAP, EBT or Medicaid card).

Deals and Offers

• List of all current product-specific Prime deals (updated constantly). This list appears to be targeted to your browsing history.
• Live Amazon Device Deals (Echo, Blink, Eero, Ring, Kindle, Fire, etc).
• $5 Large Pizza from Little Caesars. Will be live 6/15-6/26. Up to 5 redemptions. Once per order, per day.
• $200 Instant Amazon Gift card bonus with Prime Visa. Will be live 6/1-7/9. “Get a $200 Amazon gift card instantly upon approval for Prime Visa (June 11–July 9) or $120 for Prime Store Card (June 23–26). Earn 10% back or more on exclusive deals, plus unlimited 5% back year-round at Amazon.com, Whole Foods Market, and more—with no annual fees. During Prime Day, cardmembers can also earn 7% back on eligible Amazon.com purchases (June 23-26) when they choose No-Rush Delivery.”

Amazon Free Trials

• Kindle Unlimited – 3 month free trial. Usually $11.99 a month. Might be a different length for you. Targeted.
• Amazon Music – 4 month free trial. Usually $11.99 a month. Targeted.
• Audible Standard – 3 month free trial. Usually $8.99 a month. This is the basic plan that doesn’t allow you to keep any audiobooks, but you can stream during the trial. Targeted.
• Remember that you can cancel these trials immediately after activation, and they will still work until the end of the trial period. This avoids you forgetting to cancel.

“Shop with Points” Promos (Check again if reset/targeted)

• Discover Cash Back.
• Chase Ultimate Rewards points.
• American Express Membership Rewards points.
• American Express Rewards Dollars (Ex. Blue Cash, Blue Cash Preferred).
• U.S. Bank Rewards points.
• Capital One Rewards points
• Citi Thank You points.

Random Favorite Things & Recent Discoveries (Not necessarily on sale right now)

• Amazon Eero 6E mesh WiFi router system 3-pack (sale). If you have WiFi coverage issues and haven’t upgraded your router recently, I do recommend an upgrade. It just makes WiFi something you don’t worry about anymore. No more dead spots. This “6E” model supports speeds up to 2.5Gbps and up to 6,000 sf, while the cheaper “6” version supports up to 500 Mbps and 4,500 sf.
• COSORI Air Fryer. We still use our air fryer nearly every day; heats things up like a microwave, except it keeps them crispy instead of soggy. Easy to clean in dishwasher.
• Coway Airmega AP-1512HH True HEPA Air Purifier. I have two of these air purifiers, one in each of the kids’ rooms. I think they are over 5 years old now and still going fine. Simple design, reliable, and easy to change filters. I use these cheaper VEVA brand replacement filters that are still of good quality.
• Bosch ICON windshield wipers. These are the most expensive, but they are also the best and longest-lasting in my experience. No longer mess with the rest.
• Tiptree Passion Fruit Curd. Delicious on so many things, their lemon curd is excellent as well but the passionfruit (aka “lilikoi butter”) flavor is one of those things that I can only find easily on Amazon.

Plynk is a standalone brokerage app that is quietly a subsidiary of a subsidiary of Fidelity Investments. It seems to be a place where they can experiment with a younger target audience with tools like automatic recurring investments, simulated trading, educational tools, etc. They’ve also offered a few worthwhile bonuses in the app. Plynk just underwent another design reboot, and – surprise! – the interface now looks a lot more like Robinhood.

Plynk also just added a new promotion called Dividend Match (hat tip DoC), which pays you a bonus of 25% of the dividends your taxable brokerage account holdings earn each calendar month, up to $250 max per year. Important highlights:

• Dividend match is available to both existing and new customers. No opt-in required.
• Eligible shares. For common stock and non-daily accrual mutual funds and ETFs, you must hold for at least 30 calendar days prior to the ex-dividend date to receive the Bonus. For mutual funds and ETFs that accrue daily interest and generally pay a dividend at the end of each month, there is no required holding period.
• Formula: Eligible_Shares × Dividend_Per_Share × 25% subject to the $250 annual cap on Bonus amount.
• The annual cap resets on January 1 of each year.

An interesting bonus that would seem to incentivize customers to maintain their (dividend-paying) holdings at Plynk. The S&P 500 dividend yield is only around 1% now, but if you moved over around $100,000 and normally would get $1,000 in annual dividends, now you could get an extra $250 in dividends.

iShares 0-3 Month Treasury Bond ETF (SGOV) is a daily accrual ETF that holds short-term Treasury bills and can be a useful approximation of cash. Right now, SGOV has a 30-day SEC yield of 3.54%. If you got a 25% bonus on that yield, you would be getting 4.43%.

You could also do this with Vanguard 0-3 Month Treasury Bill ETF (VBIL) which has a slightly lower expense ratio and thus slightly higher SEC yields, but a tiny bit higher bid/ask spread at times (although it is pretty much one cent like SGOV).

You’d have to hold a little over $28,000 in SGOV/VBIL in order to reach the $1,000 in annual dividends to max out this promo.

I’m guessing the money would be reported as 1099-MISC, so the tax rate would also be higher than normal interest.

This would be nice if it was a permanent or guaranteed feature. I’m considering it especially as I already have an open account, but I’m afraid Plynk will end the promo quickly even though it is meant as an ongoing offer with no set expiration date.

Open for Summer 2026. If you were a kid in the 80s and 90s, you may remember the Pizza Hut “Book It!” program that rewarded reading books with free pizza. Well, Camp Book It! is again open to free enrollment for the summer (now in iOS/Android app form only):

During the summer months of June, July, and August, any child that meets their parent-set reading goals can earn a free Pizza Hut® single topping Personal Pan Pizza®* from participating locations. Use the BOOK IT!® Mobile App to set goals, track progress, and redeem rewards.

* Limit of 5 Personal Pan Pizza® certificates per family, per month. One certificate may be earned per eligible child, per month, for meeting their reading goal.

This program is usually either run directly through schools or restricted to homeschooling parents during the academic school year, but is open to all age-eligible children from Pre-K to 6th grade during the summer. Once you reach 15 days of reading in one calendar month (our goal is 20 minutes per day per child), you complete the goal and a prize code will be emailed to you. The code works online, so it’s easy to order and simply pick it up or add it to an existing order.

The little Personal Pan Pizza rewards are a novelty to our kids, making it feel like a special treat that they earned. We also stack this with the Summer Reading program at our local library and the Barnes & Noble Summer Reading Program.

Updated for Summer 2026. Parent of a teen? It can be tricky to find a place for your young teens in the summer time. Check your local YMCA chapter as many are offering free summer YMCA membership for teens. Some are for specific grades, like entering 7th or 8th graders. Here are some example locations:

• YMCA Dayton (Ohio)
• YMCA Delaware
• YMCA of Honolulu (Hawaii)
• YMCA High Point (North Carolina)
• YMCA Northwest North Carolina
• YMCA Metro Los Angeles
• YMCA North (Minnesota and Wisconsin)

The YMCA can be a safe space for your teen to socialize as well as have access to gyms, pickleball/basketball courts, heated pools, fitness centers, and in-person and virtual live-stream and on-demand exercise classes.

If this really interests you but nothing is shown online, I would still call your local YMCA, as some locations may not list their participation on their websites. They may also offering discounted teen memberships, along with affordable leadership programs and/or lifeguard training. The YMCA can be a great source of first-time jobs for older teens.

In 2019, I wrote the post Buying The Haystack: Sleeping Well Because I’ll Own The Winners (Needles). Recently, Hendrik Bessembinder updated his previous research with the paper One Hundred Years in the U.S. Stock Markets (SSRN/PDF), which tracked the “investment outcomes for 29,754 common stocks listed on the public U.S. stock markets over the 100-year period from 1926 to 2025”. Some highlights:

• Total Net Wealth created over that period: ~$91 Trillion.
• The 0.2% Needles: Just 46 stocks (roughly 0.2% of the ~30,000 total stocks) were responsible for generating 50% of that $91 trillion.
• The 4% Needles: Only 4% of all stocks accounted for 100% of the net value creation. The other 96% collectively just matched risk-free US Treasury bills – many were complete or nearly complete losses, the rest had smaller gains that only just offset those losses. This means that the top 4% created all of the net wealth creation.

Here is a chart that summarizes this info from a Vanguard Australia article Equity market skewness: The few mega-winners and the case for diversification:

I will simply quote Bogle and myself now, because I am lazy and honestly that’s how investment writing works. You just end up repeating and/or repackaging the same 10-25 rules over and over again.

As the late Jack Bogle told us: “Don’t look for the needle in the haystack. Just buy the haystack.”

I don’t know which will be the most successful US companies in the future, but I know that I will own them via the total US index fund in my portfolio. I will own the next Amazon, Google, Facebook, Apple, or Visa. I’ll also own whoever disrupts them after that. Since I own a big chunk of global stocks inside the Vanguard Total International Stock Index fund, I’ll be covered if they come from the other side of the world.

In 2026, this means I own NVIDIA/Alphabet/Google/Microsoft, but in 10 years, I know that the picture will be at least somewhat different.