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Barclays Bank Delaware is an FDIC-insured US bank with a limited-time offer of a $200 bonus if you deposit $30,000+ in new funds into their Tiered Savings Account. You must fund within 30 days of opening, and maintain the balance of at least $30,000 for another 120 consecutive days after funding. Bonus arrives after another 60 days. You must be a new Barclays Tiered Savings customer (current and previous Barclays customers with a Savings or CD are not eligible). Note that they have other flavors of savings accounts, so be sure to apply for the right one. Direct deposit is not required. Offer expires 12/31/2025.
There is a slightly better version of this bonus for AARP members (you will need an active membership number).
Here are the current interest rate tiers, as of 10/19/25. Note that it’s basically a 3.90% APY account unless you have a $250,000 balance. As with all savings accounts, the rates are also subject to change at any time.
Bonus math. This is a 0.66% bonus on $25,000 if you keep it there for 120 days, which makes it the equivalent of 2% APY annualized. Bonus will be paid around Day 180 and the account must be open at that time, but you only need to maintain full balance through Day 120 after funding. The bonus is on top of the standard interest rate, currently a relatively competitive 3.90% APY for a $25,000 balance as of 10/19/25.
The equivalent of roughly 5.90% total APY over 120 days makes it a decent offer for those with compatible balances looking for short-term place to hold their cash for a few months. However, it’s not as good as the currently live CIT Bank deposit offer that offers $225 for $25k and $300 for $50k with no minimum holding period.
An anonymous reader shared this report from Cryptonews:
Sony has taken Wall Street by surprise after its banking division, Sony Bank, filed an application with the U.S. Office of the Comptroller of the Currency (OCC) to establish a national crypto bank under its subsidiary "Connectia Trust." The move positions the Japanese tech giant to become one of the first major global corporations to issue a U.S. dollar-backed stablecoin through a federally regulated institution. The application outlines plans to issue a U.S. dollar-pegged stablecoin, maintain the reserve assets backing it, and provide digital asset custody and management services.
The filing places Sony alongside an elite list of firms, including Coinbase, Circle, Paxos, Stripe, and Ripple, currently awaiting OCC approval to operate as national digital banks. If approved, Sony would become the first major global technology company to receive a U.S. bank charter specifically tied to stablecoin issuance....
The Office of the Comptroller of the Currency "has received over 15 applications from fintech and crypto entities seeking trust charters," according to the article, calling it "a sign of renewed regulatory openness" under the office's new chief, a former blockchain executive.
Meanwhile, the United States has also "conditionally given the nod to a new cryptocurrency-focused national bank launched by California tech billionaire Palmer Luckey," reports SFGate:
To bring the bank to life, Luckey joined forces with JoeLonsdale, co-founder of Palantir and venture firm 8VC, and financial backer and fellow Palantir co-founder Peter Thiel, according to the Financial Times. Luckey conceived the idea for Erebor following the collapse of the Silicon Valley Bank in 2023, the Financial Times reported. The bank's name draws inspiration from J.R.R. Tolkien's "The Hobbit," referring to another name for the Lonely Mountain in the novel...
The OCC said it applied the "same rigorous review and standards" used in all charter applications. The ["preliminary"] approval was granted in just four months; however, compliance and security checks are expected to take several more months before the new bank can open.
"I am committed to a dynamic and diverse federal banking system," America's Comptroller of the Currency said Wednesday, "and our decision today is a first but important step in living up to that commitment."
"Permissible digital asset activities, like any other legally permissible banking activity, have a place in the federal banking system if conducted in a safe and sound manner. The OCC will continue to provide a path for innovative approaches to financial services to ensure a strong, diverse financial system that remains relevant over time."
Read more of this story at Slashdot.
"Eleven days ago, the nonprofit entity that develops the protocol, Signal Messenger LLC, published a 5,900-word write-up describing its latest updates that bring Signal a significant step toward being fully quantum-resistant," writes Ars Technica:
The mechanism that has made this constant key evolution possible over the past decade is what protocol developers call a "double ratchet." Just as a traditional ratchet allows a gear to rotate in one direction but not in the other, the Signal ratchets allow messaging parties to create new keys based on a combination of preceding and newly agreed-upon secrets. The ratchets work in a single direction, the sending and receiving of future messages. Even if an adversary compromises a newly created secret, messages encrypted using older secrets can't be decrypted... [Signal developers describe a "ping-pong" behavior as parties take turns replacing ratchet key pairs one at a time.] Even though the ping-ponging keys are vulnerable to future quantum attacks, they are broadly believed to be secure against today's attacks from classical computers.
The Signal Protocol developers didn't want to remove them or the battle-tested code that produces them. That led to their decision to add quantum resistance by adding a third ratchet. This one uses a quantum-safe Key-Encapsulation Mechanism (KEM) to produce new secrets much like the Diffie-Hellman ratchet did before, ensuring quantum-safe, post-compromise security... The technical challenges were anything but easy. Elliptic curve keys generated in the X25519 implementation are about 32 bytes long, small enough to be added to each message without creating a burden on already constrained bandwidths or computing resources. A ML-KEM 768 key, by contrast, is 1,000 bytes. Additionally, Signal's design requires sending both an encryption key and a ciphertext, making the total size 2,272 bytes... To manage the asynchrony challenges, the developers turned to "erasure codes," a method of breaking up larger data into smaller pieces such that the original can be reconstructed using any sufficiently sized subset of chunks...
The Signal engineers have given this third ratchet the formal name: Sparse Post Quantum Ratchet, or SPQR for short. The third ratchet was designed in collaboration with PQShield, AIST, and New York University. The developers presented the erasure-code-based chunking and the high-level Triple Ratchet design at the Eurocrypt 2025 conference. Outside researchers are applauding the work. "If the normal encrypted messages we use are cats, then post-quantum ciphertexts are elephants," Matt Green, a cryptography expert at Johns Hopkins University, wrote in an interview. "So the problem here is to sneak an elephant through a tunnel designed for cats. And that's an amazing engineering achievement. But it also makes me wish we didn't have to deal with elephants."
Thanks to long-time Slashdot reader mspohr for sharing the article.
Read more of this story at Slashdot.
Long-time Slashdot reader Bruce66423 shared this article from the Los Angeles Times:
Scientists have increasingly observed how the rupturing of a fault during an earthquake can be even faster than the speed of another type of damaging seismic wave, theoretically generating energy on the level of a sonic boom. These shock waves — created during "supershear" earthquakes — can worsen how bad the ground shakes both side to side and up and down along an affected fault area, scientists at USC, Caltech and the University of Illinois Urbana-Champaign wrote in a recent opinion article for the journal Seismological Research Letters. Although not everyone agrees that supershear earthquakes are inherently more destructive than other types, the potential implications are massive and need to be accounted for in seismic forecasts, the scientists contend... In just the last 15 years, 14 of 39 large strike-slip earthquakes have exhibited features of supershear ruptures, the opinion article said....
In California, supershear earthquakes would be expected on the straightest of "strike-slip" faults — in which one block of earth slides past another — like the San Andreas... There are a number of communities directly on top of the San Andreas fault. Among them are Coachella, Indio, Cathedral City, Palm Springs, Desert Hot Springs, Banning, Yucaipa, Highland, San Bernardino, Wrightwood, Palmdale, Gorman, Frazier Park, San Juan Bautista, Palo Alto, Portola Valley, Woodside, San Bruno, South San Francisco, Pacifica, Daly City and Bodega Bay.
One earthquake scientist suggests building codes need to be more strict, according to the article.
But it also cites a U.S. Geological Survey research geophysicist who isn't convinced by the new opinion article. "I don't think we know yet whether supershear ruptures really are more destructive."
Read more of this story at Slashdot.
"Microsoft does everything in its power to keep Windows users under its control," warns the Free Software Foundation in a new blog post this week.
They argue that the lack of freedom that comes with proprietary code "forces users to surrender to decisions made by Microsoft to maximize its profits and further lock users into its product ecosystem" — describing both the problem and one possible solution:
[IT management company Lansweeper] found that of the 30 million enterprise systems they manage, over 40% are incompatible with Windows 11. This is due to the hardware requirements like Treacherous Platform Module version 2.0 — a proprietary chip that uses cryptography that users can't influence or audit to restrict their control over the system.
The end of Windows 10 support is the perfect opportunity to break free from this cycle and switch to GNU/Linux operating system (GNU/Linux OS), a system that respects your freedom...
The endless, freedom-restricting cycle of planned obsolescence is not inevitable. Instead of paying Microsoft for continued updates or buying new hardware, Windows users left behind by Microsoft should install GNU/Linux. Free Software Foundation certified GNU/Linux distributions respect the user's freedom to run their computer as they wish, to study and modify its source code, and to redistribute copies. They don't require update contracts, often run faster on older hardware, and, most importantly, put you in control.
"If you're already a GNU/Linux user, you have an important role to play. Help your friends and family make the switch by sharing your knowledge, help them install a free-as-in-freedom OS. Show them what it means to have real control over their computing!"
Read more of this story at Slashdot.
Microsoft said in a blog post this week that "over half of cyberattacks with known motives were driven by extortion or ransomware... while attacks focused solely on espionage made up just 4%."
And Microsoft's annual digital threats report found operations expanding even more through AI, with cybercriminals "accelerating malware development and creating more realistic synthetic content, enhancing the efficiency of activities such as phishing and ransomware attacks."
[L]egacy security measures are no longer enough; we need modern defenses leveraging AI and strong collaboration across industries and governments to keep pace with the threat...
Over the past year, both attackers and defenders harnessed the power of generative AI. Threat actors are using AI to boost their attacks by automating phishing, scaling social engineering, creating synthetic media, finding vulnerabilities faster, and creating malware that can adapt itself... For defenders, AI is also proving to be a valuable tool. Microsoft, for example, uses AI to spot threats, close detection gaps, catch phishing attempts, and protect vulnerable users. As both the risks and opportunities of AI rapidly evolve, organizations must prioritize securing their AI tools and training their teams...
Amid the growing sophistication of cyber threats, one statistic stands out: more than 97% of identity attacks are password attacks. In the first half of 2025 alone, identity-based attacks surged by 32%. That means the vast majority of malicious sign-in attempts an organization might receive are via large-scale password guessing attempts. Attackers get usernames and passwords ("credentials") for these bulk attacks largely from credential leaks. However, credential leaks aren't the only place where attackers can obtain credentials. This year, we saw a surge in the use of infostealer malware by cybercriminals...
Luckily, the solution to identity compromise is simple. The implementation of phishing-resistant multifactor authentication (MFA) can stop over 99% of this type of attack even if the attacker has the correct username and password combination.
"Security is not only a technical challenge but a governance imperative..." Microsoft adds in their blog post. "Governments must build frameworks that signal credible and proportionate consequences for malicious activity that violates international rules." (The report also found that America is the #1 most-targeted country — and that many U.S. companies have outdated cyber defenses.)
But while "most of the immediate attacks organizations face today come from opportunistic criminals looking to make a profit," Microsoft writes that nation-state threats "remain a serious and persistent threat." More details from the Associated Press:
Russia, China, Iran and North Korea have sharply increased their use of artificial intelligence to deceive people online and mount cyberattacks against the United States, according to new research from Microsoft. This July, the company identified more than 200 instances of foreign adversaries using AI to create fake content online, more than double the number from July 2024 and more than ten times the number seen in 2023.
Examples of foreign espionage cited by the article:
China is continuing its broad push across industries to conduct espionage and steal sensitive data...
Iran is going after a wider range of targets than ever before, from the Middle East to North America, as part of broadening espionage operations..
"[O]utside of Ukraine, the top ten countries most affected by Russian cyber activity all belong to the North Atlantic Treaty Organization (NATO) — a 25% increase compared to last year."
North Korea remains focused on revenue generation and espionage...
There was one especially worrying finding. The report found that critical public services are often targeted, partly because their tight budgets limit their incident response capabilities, "often resulting in outdated software.... Ransomware actors in particular focus on these critical sectors because of the targets' limited options. For example, a hospital must quickly resolve its encrypted systems, or patients could die, potentially leaving no other recourse but to pay."
Read more of this story at Slashdot.
The Guardian reports that atmospheric carbon dioxide "soared by a record amount in 2024 to hit another high, UN data shows."
But what's more troubling is why:
Several factors contributed to the leap in CO2, including another year of unrelenting fossil fuel burning despite a pledge by the world's countries in 2023 to "transition away" from coal, oil and gas. Another factor was an upsurge in wildfires in conditions made hotter and drier by global heating. Wildfire emissions in the Americas reached historic levels in 2024, which was the hottest year yet recorded. However, scientists are concerned about a third factor: the possibility that the planet's carbon sinks are beginning to fail. About half of all CO2 emissions every year are taken back out of the atmosphere by being dissolved in the ocean or being sucked up by growing trees and plants. But the oceans are getting hotter and can therefore absorb less CO2 while on land hotter and drier conditions and more wildfires mean less plant growth...
Atmospheric concentrations of methane and nitrous oxide — the second and third most important greenhouse gases related to human activities — also rose to record levels in 2024. About 40% of methane emissions come from natural sources. But scientists are concerned that global heating is leading to more methane production in wetlands, another potential feedback loop.
Thanks to long-time Slashdot reader mspohr for sharing the article.
Read more of this story at Slashdot.
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