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Fidelity has a number of useful Tools & Calculators, most of which are open to everyone to use. However, their Tax-Loss Harvesting Tool (login required) is meant for Fidelity taxable brokerage customers, as it is based on your personal data and shows the size of your expected capital gains this year, while also helping you identify capital losses that you can “harvest” if you wanted.

You’ll need to provide your marginal tax rates (make an estimate with current brackets here). The tool can even help you place the (market) order to sell those shares with just a couple clicks.

This Fidelity article How to reduce investment taxes contains a lot of details on the practice of tax-loss harvesting:

An investment loss can be used for 2 different things:

– The losses can be used to offset investment gains.
– Remaining losses can offset $3,000 of income on a tax return in one year. (For married individuals filing separately, the deduction is $1,500.)

[…] There are 2 types of gains and losses: short-term and long-term.

– Short-term capital gains and losses are those realized from the sale of investments that you have owned for one year or less.
– Long-term capital gains and losses are realized after selling investments held longer than one year.
The key difference between short- and long-term gains is the rate at which they are taxed.

Short-term capital gains are taxed at your marginal tax rate as ordinary income. The top marginal federal tax rate on ordinary income is 37%.

Wash sale warning: The tool can’t cross-reference all your other non-Fidelity trades, and also doesn’t even account for your Fidelity trades within tax-deferred accounts. If a wash sale occurs, your loss will be disallowed. Here’s the warning provided:

Wash sale warning: Estimated savings based on tax-loss harvesting assumes that you will not have a wash sale that would defer your tax loss.

If you sell shares at a loss and you purchase additional shares of the same or a substantially identical security (in the same or a different account) within the 61-day period that begins 30 days before and ends 30 days after the trade date of the sale, the purchase may result in a wash sale. If a wash sale occurs, the loss from the transaction will be “disallowed” for tax purposes, and the amount of the loss will be added to the cost basis of your shares in the same security. Fidelity adjusts cost basis information related to shares in the same security when a wash sale occurs within an account as the result of an identical security purchase.

You must check your own records across all of your Fidelity and non-Fidelity accounts to ensure that you are correctly accounting for losses related to any wash sales.

ETFs are often the easiest way to harvest a tax loss. Even if you buy-and-hold ETFs, consider ETF tax-loss harvesting (my post from 2008?!) as you can harvest the loss from the sale of an ETF, and then immediately buy a similar but not “substantially identical” ETF without triggering a wash sale. This has become common industry practice. There’s a Fidelity article on this too.

When evaluating your ETFs against the wash-sale rule, compare the issuer, index, and underlying holdings between the two ETFs being swapped. The more dissimilar these are, the more likely it is that you won’t trigger a wash sale.

Even Vanguard does ETF tax-loss harvesting in their advisory services using “surrogate ETFs”.

Surrogate funds are the ETFs (exchange?traded funds) Vanguard Personal Advisor uses toreplace investments sold to harvest losses. They are Vanguard ETFs® with similar asset and sub?asset allocations to the funds we’re replacing.

There may not be as many opportunities to harvest a tax loss this year since most things are up (a good thing!), but something to keep in mind down the road.

The usual disclaimer: I do not provide legal or tax advice. The information herein is general and educational in nature and should not be considered legal or tax advice.

BusenLabs Boron vs. Bohdi Linux: Which lightweight distro is right for you?  ZDNET

Fedora Games Lab Looks To Be Revitalized As Modern Linux Gaming Showcase  Phoronix

Once a star of the self-driving hype cycle, lidar maker Luminar has filed for bankruptcy amid legal turmoil, layoffs, and a cooling autonomous-vehicle market. It plans to sell off its assets before shutting down entirely. The Verge reports: As part of its bankruptcy, Luminar is seeking permission to sell both its lidar and semiconductor businesses, the latter of which it has already agreed to sell to Quantum Computing for $110 million. The company plans to continue to operate during the bankruptcy proceedings "to minimize disruptions and maintain delivery of its LiDAR hardware and software." That said, Luminar will cease to exist once the process is complete. "As we navigate this process, our top priority is to continue delivering the same quality, reliability and service our customers have come to expect from us," CEO Paul Ricci said in a statement. After launching in 2017, Luminar muscled its way to the front of the autonomous vehicle industry as a top maker of lidar systems, a key technology that driverless cars use to sense the shapes and distances of objects around them. Luminar has sold sensors to Mercedes-Benz, Volvo, Audi, Toyota Research Institute, Caterpillar, and even Tesla, which has dismissed lidar sensors in favor of traditional cameras. The company was valued at nearly $3 billion when it went public through a reverse merger with a SPAC in 2020.

Read more of this story at Slashdot.

After introducing an AI Mode shortcut earlier this year, Google has now added a new "plus" menu to its Search homepage, highlighting options for image and file uploads. 9to5Google reports: On google.com, the Search bar now has a plus icon at the far left that replaces the magnifying glass. Clicking lets you "Upload image" or "Upload file." It very much matches the AI Mode experience. Those two capabilities aren't new, but this plus menu does help emphasize that you can use Google to accomplish tasks, and not just find information. Additionally, it helps indicate that they can be used with AI Mode and AI Overviews. This is just available on desktop web (not mobile) and is live on all the devices we checked today, including across signed-out Incognito sessions.

Read more of this story at Slashdot.

A critical React vulnerability (CVE-2025-55182) is being actively exploited at scale by Chinese, Iranian, North Korean, and criminal groups to gain remote code execution, deploy backdoors, and mine crypto. The Register reports: React maintainers disclosed the critical bug on December 3, and exploitation began almost immediately. According to Amazon's threat intel team, Chinese government crews, including Earth Lamia and Jackpot Panda, started battering the security hole within hours of its disclosure. Palo Alto Networks' Unit 42 responders have put the victim count at more than 50 organizations across multiple sectors, with attackers from North Korea also abusing the flaw. Google, in a late Friday report, said at least five other suspected PRC spy groups also exploited React2Shell, along with criminals who deployed XMRig for illicit cryptocurrency mining, and "Iran-nexus actors," although the report doesn't provide any additional details about who the Iran-linked groups are and what they are doing after exploitation. "GTIG has also observed numerous discussions regarding CVE-2025-55182 in underground forums, including threads in which threat actors have shared links to scanning tools, proof-of-concept (PoC) code, and their experiences using these tools," the researchers wrote.

Read more of this story at Slashdot.

An anonymous reader quotes a report from the Wall Street Journal: JPMorgan Chase is joining the list of traditional financial firms seeking to bring blockchain technology to an investing staple: the money-market fund. The banking giant's $4 trillion asset-management arm is rolling out its first tokenized money-market fund on the Ethereum blockchain. JPMorgan will seed the fund with $100 million of its own capital, and then open it to outside investors on Tuesday. Called My OnChain Net Yield Fund, or "MONY," the private fund is supported by JPMorgan's tokenization platform, Kinexys Digital Assets, and will be open to qualified investors, or individuals with at least $5 million in investments and institutions with a minimum of $25 million. The fund has a $1 million investment minimum. Wall Street has waded deeper into tokenization since the passage of the Genius Act earlier this year. The landmark measure, which establishes a regulatory framework for tokenized dollars known as stablecoins, has unleashed a wave of efforts to tokenize everything from stocks and bonds to funds and real assets. "There is a massive amount of interest from clients around tokenization," said John Donohue, head of global liquidity at J.P. Morgan Asset Management. "And we expect to be a leader in this space and work with clients to make sure that we have a product lineup that allows them to have the choices that we have in traditional money-market funds on blockchain."

Read more of this story at Slashdot.

Luckfox Aura – A Raspberry Pi-like Linux SBC powered by Rockchip RV1126B SoC with 3 TOPS NPU  CNX Software

Luckfox Aura – A Raspberry Pi-like Linux SBC powered by Rockchip RV1126B SoC with 3 TOPS NPU  CNX Software

Merriam-Webster crowned "slop" its 2025 Word of the Year, reflecting growing public awareness and and fatigue around low-quality, AI-generated content flooding the internet. "It's such an illustrative word," said Greg Barlow, Merriam-Webster's president. "It's part of a transformative technology, AI, and it's something that people have found fascinating, annoying and a little bit ridiculous." The Associated Press reports: "Slop" was first used in the 1700s to mean soft mud, but it evolved more generally to mean something of little value. The definition has since expanded to mean "digital content of low quality that is produced usually in quantity by means of artificial intelligence." In other words, "you know, absurd videos, weird advertising images, cheesy propaganda, fake news that looks real, junky AI-written digital books," Barlow said. "Words like 'ubiquitous,' 'paradigm,' 'albeit,' 'irregardless,' these are always top lookups because they're words that are on the edge of our lexicon," Barlow said. "'Irregardless' is a word in the dictionary for one reason: It's used. It's been used for decades to mean 'regardless.'" The announcement can be found here.

Read more of this story at Slashdot.

Ford has effectively pulled the plug on the all-electric F-150 Lightning, pivoting away from full-size BEV pickups toward hybrids, range-extended EVs (EREVs), and even data-center battery storage. Ars Technica reports: Ford's announcements today can't be said to have come out of the blue. Rumors of the F-150's demise have been circulating for more than a month, and last week SK On ended its joint venture with Ford that was building a pair of EV battery plants in Kentucky and Tennessee. We learned then that Ford would keep the Kentucky plant and SK On gets the one in Tennessee, which would focus on the energy storage business instead. Now, we know that something similar will happen at the Kentucky plant -- Ford says it's spending $2 billion to convert the factory to make prismatic lithium iron phosphate (LFP) cells. Those aren't destined for EVs, but they are the preferred cell format for data centers, Ford says. The company says that it will bring the factory online in the next 18 months, reaching an annual output of 20 GWh. Other Ford plants are also being repurposed. With no full-size BEV pickup in the product plans, the assembly plant in Tennessee that was to produce it -- the one near the battery factory that SK On is keeping -- will instead build new gas-powered trucks, although not for another four years. Around that same time, its Ohio assembly plant will begin building new commercial vehicles. All of this will impact Ford's bottom line, to the tune of $19.5 billion over the next few years, $5.5 billion of which will be in cash. Most of that will hit in the final quarter of 2025, but will extend until 2027, Ford said.

Read more of this story at Slashdot.

Kodi 22.3 arrives with two big fixes for Linux and Xbox  How-To Geek

An anonymous reader quotes a report from Reuters: Several dozen people protested on Sunday in the Siberian city of Tomsk against Russia's ban on U.S. children's gaming platform Roblox, a rare show of public dissent as popular irritation over the ban gains some momentum. In wartime Russia, censorship is extensive: Moscow blocks or restricts social media platforms such as Snapchat, Facebook, Instagram, WhatsApp and YouTube while distributing its own narrative through a network of social media and Russian media. Russia's communications watchdog Roskomnadzor said on December 3 it had blocked Roblox because it was "rife with inappropriate content that can negatively impact the spiritual and moral development of children." In Tomsk, 2,900 km (1,800 miles) east of Moscow, several dozen people braved the snow to hold up hand-drawn placards reading "Hands off Roblox" and "Roblox is the victim of the digital Iron Curtain" in Vladimir Vysotsky Park, according to photographs provided by an organizer of the protest. "Bans and blocks are all you are able to do," read one placard. The photographs showed about 25 people standing in a circle in the snow, holding up placards. In Russia, the ban on Roblox has triggered a debate over censorship, child safety in relation to technology and even the effectiveness of censorship in a digitalized world where children can bypass many bans in a few clicks.

Read more of this story at Slashdot.

A Kansas man who sued Verizon in small claims court after the carrier refused to unlock his iPhone has won his case, scoring a small but meaningful victory against a company that retroactively applied a policy change to deny his unlock request. Patrick Roach bought a discounted iPhone 16e from Verizon's Straight Talk brand in February 2025, intending to pay for one month of service before switching the device to US Mobile. Under FCC rules dating back to a 2019 waiver, Verizon must unlock phones 60 days after activation on its network. Verizon refused to unlock the phone, citing a new policy implemented on April 1, 2025 requiring "60 days of paid active service." Roach had purchased his device over a month before that policy took effect. Magistrate Judge Elizabeth Henry ruled in October 2025 that applying the changed terms to Roach's earlier purchase violated the Kansas Consumer Protection Act. The court ordered Verizon to refund Roach's $410.40 purchase price plus court costs. Roach had previously rejected a $600 settlement offer because it would have required him to sign a non-disclosure agreement. He estimated spending about 20 hours on the lawsuit but said "it wasn't about" the money.

Read more of this story at Slashdot.

Oracle Releases bpftune 0.4-1: eBPF Tool for Automated Linux Kernel Tuning  WebProNews

Linux Kernel Fast-Tracks DRM Updates with Rust and NPU Support Post-6.19  WebProNews

Linux Kernel 6.19: EXT4 Upgrades, PCIe Encryption, and Hardware Support  WebProNews

One of the most water-scarce regions on Earth is now experiencing a dramatic atmospheric shift that's pushing moisture onto Oman's northern coast at rates more than 1.5 times the global average, according to a Washington Post investigation of global atmospheric data [non-paywalled source]. The change has turned extreme rainfall into a recurrent source of catastrophe across the Arabian Peninsula. In the 126 years between 1881 and 2007, just six hurricane-strength storms hit Oman or came within 60 miles of the country. At least four more have made landfall in the past 15 years alone. Research from Sultan Qaboos University analyzing 8,000 storms across 69 rainfall stations found that half of all rain in Oman falls within the first 90 minutes of a 24-hour storm. These intense bursts quickly overwhelm the desert's ability to absorb water and send flash floods racing through wadis -- normally dry riverbeds where many communities are built. In response, Dubai is constructing an $8 billion underground stormwater network spanning more than 120 miles. Oman has agreements to build 58 new dams and is studying 14 major wadis that funnel to its al-Batinah coastline.

Read more of this story at Slashdot.

New Jolla, Sailfish 5, offer break from iOS-Android monopoly  theregister.com

The latest Pop!_OS 24.04 update has this longtime Linux user more excited than ever  ZDNET