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FBI Seizes RAMP Cybercrime Forum Used By Ransomware Gangs

Slashdot.org - Thu, 01/29/2026 - 05:00
joshuark shares a report from BleepingComputer: The FBI has seized the notorious RAMP cybercrime forum, a platform used to advertise a wide range of malware and hacking services, and one of the few remaining forums that openly allowed the promotion of ransomware operations. Both the forum's Tor site and its clearnet domain, ramp4u[.]io, now display a seizure notice stating, "The Federal Bureau of Investigation has seized RAMP." While there has been no official announcement by law enforcement regarding this seizure, the domain name servers have now been switched to those used by the FBI when seizing domains. If so, law enforcement now has access to a significant amount of data tied to the forum's users, including email addresses, IP addresses, private messages, and other potentially incriminating information. In a forum post to the XSS hacking forum, one of the alleged former RAMP operators known as "Stallman" confirmed the seizure.

Read more of this story at Slashdot.

Brandon Sanderson's Literary Fantasy Universe 'Cosmere' Picked Up by Apple TV

Slashdot.org - Thu, 01/29/2026 - 02:00
Apple TV+ has landed the screen rights to Cosmere, the sprawling literary universe created by Brandon Sanderson. "The first titles being eyed for adaptation are the Mistborn series, for features, and The Stormlight Archive series, for television," reports the Hollywood Reporter. From the report: The deal is rare one, coming after a competitive situation which saw Sanderson meet with most of the studio heads in town. It gives the author rarefied control over the screen translations, according to sources. Sanderson will be the architect of the universe; will write, produce and consult; and will have approvals. That's a level of involvement that not even J.K. Rowling or George R.R. Martin enjoys. Sanderson's literary success and fan following helped pave the way for such a deal. One of the most prolific and beloved fantasy authors working today, he has sold over 50 million copies of his books worldwide, collectively across his series. [...] While the Cosmere books are set in various worlds and eras, the underlying premise concerns a being named Adolnasium who is killed by a group of conspirators. The being's power is broken into 16 shards, which are then spread out throughout many worlds by the conspirators, spreading many kinds of magic across the universe.

Read more of this story at Slashdot.

Estimate Your Personal Rate of Return (Quick Calculator)

MyMoneyBlog.com - Thu, 01/29/2026 - 01:14

Fixed for 2026. I initially wrote this calculator in 2007. Hey, at least you know it wasn’t AI! Some of you may be wondering how well your specific portfolio performed last year (or over any specific period of time). Let’s say you started the year with $10,000 and put in another $5,000 through 10 different deposits spaced throughout the year, and ended up with $16,000. What was your rate of return? Your main goal is simply to separate the effect of new deposits (or withdrawals) and your actual return from investments.

Figuring out your exact personal rate of return requires you to know the exact dates of all your deposits and withdrawals, along with a financial calculator or spreadsheet program with an IRR function (example here). However, for a quick and simple estimate of your returns, try this calculator instead:


Initial Balance: $ Total Deposits: $ Total Withdrawals: $ Final Balance: $ Time period:   year(s) Your estimated annualized rate of return:   %

Instructions

  1. Get your initial balance. This is probably from your brokerage statements. Try January of last year.
  2. Tally up any deposits or withdrawals. For example, let’s say you know you put $3,000 in your Roth IRA and also 5% of your $40,000 salary into a 401(k). That would be $3,000 + $2,000 = $5,000. That’s it, you don’t need to worry about looking up the specific dates and amounts.
  3. Get your final balance. Your December statement is probably available already.
  4. Find the time elapsed (in years) between your initial and final balances.
  5. Hit Calculate. An estimate of your annualized return is instantly given.

How Accurate Is This Estimate?
The calculator assumes that the inflows and outflows are spread evenly around the middle of the year. I originally saw this method in the book The Four Pillars of Investing (review). However, unless the deposits and withdrawals are very large as compared to the initial balance, the estimates are actually pretty good.

For example, let’s say that you start with $100,000 on 1/1/2025, and end up with $120,000 on 1/1/2026. If you had net deposits of $10,000 during the year, the calculator above would estimate your return at 9.52%. If the $10,000 was actually deposited all at once on one of these specific days, you would get the following exact returns:

Deposit Date Exact Return 1/1/2025 (very first day) 9.1% 6/04/2025 (middle of the year) 9.5% 1/1/2026 (very last day) 10% Estimate 9.5%

 

Also check out the rest of my Tools and Calculators.

Categories: Finance

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