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How to Upgrade Ubuntu 22.04 to 24.04 LTS: A Complete Guide

nixCraft - 12 hours 23 min ago
{nixCraft Patreon supporters content}Below is a sneak peek of this content! Ubuntu 24.04 LTS (Noble Numbat) was launched on April 25th, 2024. This new version will be supported for five years until June 2029. The armhf architecture now provides support for the Year 2038 problem. The upgrades include significant updates to core packages like Linux kernel, systemd, Netplan, […]The post How to Upgrade Ubuntu 22.04 to 24.04 LTS: A Complete Guide appeared first on Opensource Flare✨. 2024-04-26T18:25:08Z 2024-04-26T18:25:08Z Vivek Gite

How to Upgrade Ubuntu 22.04 to 24.04 LTS: A Complete Guide

nixCraft - 12 hours 23 min ago
Ubuntu 24.04 LTS (Noble Numbat) was launched on April 25th, 2024. This new version will be supported for five years until June 2029. The armhf architecture now provides support for the Year 2038 problem. The upgrades include significant updates to core packages like Linux kernel, systemd, Netplan, toolchain upgrades for better development support, enhanced security measures, and performance optimizations. It also has an updated GNOME desktop environment and other default applications. Let us see how to upgrade Ubuntu 22.04 LTS to Ubuntu 24.04 LTS using the CLI over ssh-based session. Love this? sudo share_on: Twitter - Facebook - LinkedIn - Whatsapp - Reddit The post How to Upgrade Ubuntu 22.04 to 24.04 LTS: A Complete Guide appeared first on nixCraft. 2024-04-26T08:33:21Z 2024-04-26T08:33:21Z Vivek Gite

How to configure AWS SES with Postfix MTA on Debian Linux

nixCraft - 12 hours 23 min ago
AWS SES (Amazon Simple Email Service) is a cloud-based email-sending service that is both reliable and cost-effective. This service is offered by Amazon Web Services. Postfix is a popular email server for Debian and Unix-like systems. It is an open-source Mail Transfer Agent (MTA) responsible for routing and delivering emails. Debian Linux is a widely used Linux distribution known for its stability and user-friendliness for server usage. Let us see how to integrate AWS SES with the Postfix MTA on Debian Linux version 11/12. Love this? sudo share_on: Twitter - Facebook - LinkedIn - Whatsapp - Reddit The post How to configure AWS SES with Postfix MTA on Debian Linux appeared first on nixCraft. 2024-04-19T07:04:06Z 2024-04-19T07:04:06Z Vivek Gite

The repository ‘http://deb.debian.org/debian buster-backports Release’ no longer has a Release file.

nixCraft - 12 hours 23 min ago
When you run the sudo apt update, you may see the following message or error on a Debian Linux: Err:5 http://deb.debian.org/debian buster-backports Release 404 Not Found [IP: 146.75.34.132 80] Reading package lists... Done E: The repository 'http://deb.debian.org/debian buster-backports Release' no longer has a Release file. N: Updating from such a repository can't be done securely, and is therefore disabled by default. N: See apt-secure(8) manpage for repository creation and user configuration details. Here is how to fix this issue. Love this? sudo share_on: Twitter - Facebook - LinkedIn - Whatsapp - Reddit The post The repository ‘http://deb.debian.org/debian buster-backports Release’ no longer has a Release file. appeared first on nixCraft. 2024-04-14T20:42:01Z 2024-04-14T20:42:01Z Vivek Gite

How do I find out my timezone in Linux?

nixCraft - 12 hours 23 min ago
You can find the timezone in Linux using the command line. The easiest way to do this is to type the "timedatectl" command and look for the "timezone" line when using modern Linux distros with systemd. There are other commands and ways to temporarily switch to a new timezone for date calculations. Love this? sudo share_on: Twitter - Facebook - LinkedIn - Whatsapp - Reddit The post How do I find out my timezone in Linux? appeared first on nixCraft. 2024-04-06T01:06:44Z 2024-04-06T01:06:44Z Vivek Gite

Long-term TIPS Yield now 3%; 4.9% Guaranteed 30-Year Withdrawal Rate

MyMoneyBlog.com - 17 hours 9 min ago

Keeping track of TIPS yields is useful because it provides a baseline of the return you can get by taking minimal risk. Beyond just the reliability of US Treasury bonds paying out their interest and return of principal at maturity, TIPS are US government-backed bonds that also address the risk of unexpectedly high inflation.

The real yield on 30-year TIPS has been at ~3% for weeks now as of August 2026, which is the first time since 2008, nearly 20 years ago. At the same time, the 30-year regular Treasury is at 5.3%, making the break-even annual inflation rate roughly 2.3%. This situation has motivated a new article by Edward F. McQuarrie and William J. Bernstein, Long TIPS Yield 3%. Time to Buy?. Only 2.3% inflation for the next 30 years? As the authors state, “Good luck with that.”

I would recommend reading it in full for their blunt and snarky writing style, but here are my major takeaways:

  • Long-term TIPS real yields at 3% or above are not common, and they usually don’t last long when they do show up.
  • “Regular” nominal bonds are more likely than not to have a 30-year rolling average real return below 3%. One long-term average provided is only 1.5% real (above inflation). They do sometimes, but it’s not guaranteed and it can be a lot lower than 3%.
  • Stocks historically do provide 30-year rolling average real returns above 3% (see chart below). But your time horizon must be that long, as the short-term returns can be very different.
  • As a result, this may be a good opportunity for a near-retiree or retiree to lock in some guaranteed, inflation-protected income via a ladder of individual, long-term TIPS. Near-retirees might sell other bonds and buy TIPS. Younger folks should still own mostly stocks.
  • Per TIPSLadder.com, you can currently get a 4.9% real withdrawal rate by building such a ladder. That means with $1,000,000 invested, you can get $49,000 every year in today’s dollars every year for the next 30 years, adjusted upwards each year exactly to match CPI inflation.

What if you live past 30 more years? Remember, you don’t need to put every penny you have into a TIPS ladder. For example, if you carve out just 10% and put it into stocks instead, after 30 years those stocks will have grown quite a lot, most likely enough to fund another 7-10 years of annual income. Or you could split your portfolio up between stocks and TIPS however you like, knowing that the TIPS will provide a stable sleeve of income.

Categories: Finance

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