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U.K. Supermarkets Beta Test Full-Body 3D Scanners For Selfie Figurines

Slashdot.org - 10 hours 50 min ago
Lucas123 writes Walmart-owned ASDA supermarkets in the U.K. are beta testing 3D full-body scanning booths that allow patrons to buy 6-in to 9-in high "selfie" figurines. Artec Group, a maker of 3D scanners and software, said its Shapify Booth, which can scan your entire body in 12 seconds and use the resulting file to create a full-color 3D printed model, is making its U.S. debut this week. The 3D Shapify booths are equipped with four wide view, high-resolution scanners, which rotate around the person to scan every angle. Artec claims the high-powered scan and precision printing is able to capture even the smallest details, down to the wrinkles on clothes. The scanning process generates 700 captured surfaces, which are automatically stitched together to produce an electronic file ready for 3D printing. Artec offers to print the figurines for booth operators (retailers) for $50 for a 6-in model, $70 for a 7.5-in model, and $100 for a 9-in figurine.

Read more of this story at Slashdot.








U.K. Supermarkets Beta Test Full-Body 3D Scanners For Selfie Figurines

Slashdot.org - 10 hours 50 min ago
Lucas123 writes Walmart-owned ASDA supermarkets in the U.K. are beta testing 3D full-body scanning booths that allow patrons to buy 6-in to 9-in high "selfie" figurines. Artec Group, a maker of 3D scanners and software, said its Shapify Booth, which can scan your entire body in 12 seconds and use the resulting file to create a full-color 3D printed model, is making its U.S. debut this week. The 3D Shapify booths are equipped with four wide view, high-resolution scanners, which rotate around the person to scan every angle. Artec claims the high-powered scan and precision printing is able to capture even the smallest details, down to the wrinkles on clothes. The scanning process generates 700 captured surfaces, which are automatically stitched together to produce an electronic file ready for 3D printing. Artec offers to print the figurines for booth operators (retailers) for $50 for a 6-in model, $70 for a 7.5-in model, and $100 for a 9-in figurine.

Read more of this story at Slashdot.








U.K. Supermarkets Beta Test Full-Body 3D Scanners For Selfie Figurines

Slashdot.org - 10 hours 50 min ago
Lucas123 writes Walmart-owned ASDA supermarkets in the U.K. are beta testing 3D full-body scanning booths that allow patrons to buy 6-in to 9-in high "selfie" figurines. Artec Group, a maker of 3D scanners and software, said its Shapify Booth, which can scan your entire body in 12 seconds and use the resulting file to create a full-color 3D printed model, is making its U.S. debut this week. The 3D Shapify booths are equipped with four wide view, high-resolution scanners, which rotate around the person to scan every angle. Artec claims the high-powered scan and precision printing is able to capture even the smallest details, down to the wrinkles on clothes. The scanning process generates 700 captured surfaces, which are automatically stitched together to produce an electronic file ready for 3D printing. Artec offers to print the figurines for booth operators (retailers) for $50 for a 6-in model, $70 for a 7.5-in model, and $100 for a 9-in figurine.

Read more of this story at Slashdot.








U.K. Supermarkets Beta Test Full-Body 3D Scanners For Selfie Figurines

Slashdot.org - 10 hours 50 min ago
Lucas123 writes Walmart-owned ASDA supermarkets in the U.K. are beta testing 3D full-body scanning booths that allow patrons to buy 6-in to 9-in high "selfie" figurines. Artec Group, a maker of 3D scanners and software, said its Shapify Booth, which can scan your entire body in 12 seconds and use the resulting file to create a full-color 3D printed model, is making its U.S. debut this week. The 3D Shapify booths are equipped with four wide view, high-resolution scanners, which rotate around the person to scan every angle. Artec claims the high-powered scan and precision printing is able to capture even the smallest details, down to the wrinkles on clothes. The scanning process generates 700 captured surfaces, which are automatically stitched together to produce an electronic file ready for 3D printing. Artec offers to print the figurines for booth operators (retailers) for $50 for a 6-in model, $70 for a 7.5-in model, and $100 for a 9-in figurine.

Read more of this story at Slashdot.








U.K. Supermarkets Beta Test Full-Body 3D Scanners For Selfie Figurines

Slashdot.org - 10 hours 50 min ago
Lucas123 writes Walmart-owned ASDA supermarkets in the U.K. are beta testing 3D full-body scanning booths that allow patrons to buy 6-in to 9-in high "selfie" figurines. Artec Group, a maker of 3D scanners and software, said its Shapify Booth, which can scan your entire body in 12 seconds and use the resulting file to create a full-color 3D printed model, is making its U.S. debut this week. The 3D Shapify booths are equipped with four wide view, high-resolution scanners, which rotate around the person to scan every angle. Artec claims the high-powered scan and precision printing is able to capture even the smallest details, down to the wrinkles on clothes. The scanning process generates 700 captured surfaces, which are automatically stitched together to produce an electronic file ready for 3D printing. Artec offers to print the figurines for booth operators (retailers) for $50 for a 6-in model, $70 for a 7.5-in model, and $100 for a 9-in figurine.

Read more of this story at Slashdot.








Savings I-Bonds November 2014 Interest Rate Estimate

MyMoneyBlog.com - 11 hours 39 min ago

Savings bonds offer a unique opportunity for individuals to buy an investment that is closed to large institutional investors. Compare the rates on these savings bonds to what you’re earning on your FDIC-insured bank deposits or even your TIPS and bond mutual funds, and you may find them a good addition to your portfolio.

Since inflation-linked savings bonds (“I bonds”) are based on CPI numbers announced two weeks earlier, we can make predictions about upcoming savings bond rates before their official announcement. This also allows us the opportunity to know exactly what a current bond purchase will yield over the next 12 months, instead of just 6 months.

New Inflation Rate
March 2014 CPI-U was 236.293. September 2014 CPI-U was 238.031, for a semi-annual increase of 0.74%. Using the official formula, the variable component of interest rate for the next 6 month cycle will be approximately 1.48%. The new fixed rate won’t be announced until November 1st (speculation below). You add the fixed and variable rates to get the total interest rate. If you have an older savings bond, your fixed rate may be different.

Purchase and Redemption Timing Reminder
You can’t redeem until 12 months have gone by, and any redemptions within 5 years incur an interest penalty of the last 3 months of interest. A known “trick” with I-Bonds is that if you buy at the end of the month, you’ll still get all the interest for the entire month as if you bought it in the beginning of the month. It’s best to give yourself a few business days of buffer time though, since if you wait too long your effective purchase date may be bumped into the next month.

Buying in October

If you buy before the end of October, the fixed rate portion of I-Bonds will be 0.1%. You will be guaranteed the current variable interest rate of 1.84% for the next 6 months, for a total rate of 0.1 + 1.84 = 1.94%. For the 6 months after that, the total rate will be 0.1 + 1.48 = 1.58%. Let’s say we hold for the minimum of one year and pay the 3-month interest penalty. If you buy on October 31st, 2014 and sell on October 1st, 2015, you’ll earn a ~1.49% annualized return for an 11-month holding period, for which the interest is also exempt from state income taxes. That is better than any 1-year bank CD that I can find right now, keeping in mind the liquidity concerns and the purchase limits. If you hold for longer, you’ll be getting the full 1.76% over the first year.

Given the combination of current low rates and the fact that you lose the last 3 months of interest (again, for holding less than 5 years), it might be better to wait long enough to grab 12 full months of interest by holding for 15 months (14 buying late). If you buy on October 31st and hold until January 1st, 2015, you’d achieve an annualized return of ~1.51% over 14 months. (Check my math.)

Buying in November

If you wait until November, you’ll give up the opportunity to lock in the 0.2% fixed rate from April. Instead, you will get 1.48% plus an unknown fixed rate for the first 6 months. The next 6 months will be the sum of the same unknown fixed rate plus an unknown rate based on future inflation. If there is high inflation for the next 6-month period, buying in May may get you a higher rate sooner. My best guess for the fixed rate is that it will be somewhere between 0.0% and 0.2%.

As for my decision, I already maxed out my contribution limits for 2014 back in April to lock on the 0.2% fixed rate.

Existing I-Bonds
If you have an existing I-Bond, the rates reset every 6 months depending on your purchase month. Your bond rate = your specific fixed rate + variable rate. Even at a low or even zero fixed rate, your existing savings bonds are paying more than current savings accounts and will continue to be hedged against inflation, so weigh carefully whether or not to redeem them.

Annual Purchase Limits
The annual purchase limit is now $10,000 in online I-bonds per Social Security Number. For a couple, that’s $20,000 per year. Buy online at TreasuryDirect.gov, after making sure you’re okay with their security protocols and user-friendliness. You can also buy an additional $5,000 in paper bonds using your tax refund with IRS Form 8888. If you have children, you may be able to buy additional savings bonds by using a minor’s Social Security Number.

For more background, see the rest of my posts on savings bonds. I’m keeping all of mine for the foreseeable future, due to their tax deferral possibilities and other unique advantages.


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Savings I-Bonds November 2014 Interest Rate Estimate from My Money Blog.

© MyMoneyBlog.com, 2014.

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