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Linux Kernel Bugs Can Hide for 20 Years - Bitdefender
Send To Kindle from Microsoft Word is Discontinued
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'There is *zero* point in talking about AI slop. That's just plain stupid': Linus Torvalds weighs in on AI debate in Linux kernel documentation - PC Gamer
I switched to Linux: Bye macOS and Windows - overkill.wtf
Why Care About Debt-to-GDP?
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Record Ocean Heat is Intensifying Climate Disasters, Data Shows
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Vitalik Buterin Says Ethereum Should Become Civilization Infrastructure Like Linux - ICOBench.com
Steam Frame and Steam Machine will be another good boost for Flatpaks and desktop Linux overall too - GamingOnLinux
Qualcomm Sends Out Linux Patches For RAS Support On RISC-V For Reporting Hardware Errors - Phoronix
How to Tar Compress Files in Linux - commandlinux.com
Linux In ML And AI Infrastructure Statistics In 2026 - commandlinux.com
Fusion Physicists Found a Way Around a Long-Standing Density Limit
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After testing over 125,000 Linux bugs, one researcher found the average one takes over two years to be fixed - PC Gamer
MMB Portfolio Asset Allocation & Performance – 2025 Year End Update
Here is my 2025 Year-End portfolio update that includes all our combined 401k/403b/IRAs and taxable brokerage accounts but excludes our house and small side portfolio of self-directed investments. Following the concept of skin in the game, the following is not a recommendation, but a sharing of our actual, imperfect DIY portfolio.
“Never ask anyone for their opinion, forecast, or recommendation. Just ask them what they have in their portfolio.” – Nassim Taleb
How I Track My Portfolio
Here’s how I track my portfolio across multiple brokers and account types:
- The Empower Personal Dashboard real-time portfolio tracking tools (free) automatically logs into my different accounts, adds up my various balances, tracks my performance, and calculates my overall asset allocation daily. Formerly known as Personal Capital.
- Once a quarter, I also update my manual Google Spreadsheet (free to copy, instructions) because it helps me calculate how much I need in each asset class to rebalance back towards my target asset allocation. I also create a new sheet each quarter, so I have a personal archive of my portfolio dating back many years.
2025 Year-End Asset Allocation and YTD Performance
Here are updated performance and asset allocation charts, per the “Holdings” and “Allocation” tabs of my Empower Personal Dashboard.
The major components of my portfolio are broad index ETFs. I do mix it up a bit around the edges, but not very much. Here is a model version of my target asset allocation with sample ETF holdings for each asset class.
- 35% US Total Market (VTI)
- 5% US Small-Cap Value (AVUV)
- 20% International Total Market (VXUS)
- 5% International Small-Cap Value (AVDV)
- 5% US Real Estate (REIT) (VNQ)
- 20% US “Regular” Treasury Bonds and/or FDIC-insured deposits (VGSH)
- 10% US Treasury Inflation-Protected Bonds (SCHP)
Big picture, it is 70% businesses and 30% very safe bonds/cash:
By paying minimal costs including management fees, transaction spreads, and tax drag, I am trying to essentially guarantee myself above-average net performance over time.
I do not spend a lot of time backtesting various model portfolios. You’ll usually find that whatever model portfolio is popular at the moment just happens to hold the asset class that has been the hottest recently.
The portfolio that you can hold onto through the tough times is the best one for you. I’ve been pretty much holding this same portfolio for 20 years. Check out these ancient posts from 2004 and 2005. Every asset class will eventually have a low period, and you must have strong faith during these periods to earn those historically high returns. You have to keep owning and buying more stocks through the stock market crashes. You have to maintain and even buy more rental properties during a housing crunch, etc. A good sign is that if prices drop, you’ll want to buy more of that asset instead of less. I don’t have strong faith in the long-term results of commodities, gold, or bitcoin – so I don’t own them.
Performance details. Here’s an updated YTD Growth of $10,000 chart courtesy of Testfolio for some of the major ETFs that shows the difference in performance in the broad indexes:
Nearly everything went up in 2025. I doubt 2026 will be boring. I’ll share about more about the income aspect in a separate post.
Ultimate Camouflage Tech Mimics Octopus In Scientific First
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