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(Updated: SoFi has a new $300 transfer bonus on the crypto account. Per the terms, you should be able to get the $50 new account bonus and then the $300 deposit bonus. I have updated the other offers as well.)

SoFi (“Social Finance”) is an all-in-one finance app that expanded from students loans into banking, stocks, crypto, credit cards, and more. They often run a bunch of different promotional offers; New users can receive a separate opening bonus for each separate part of SoFi (Money, Invest, Loans, etc).

• SoFi $300 Transfer Bonus (New & Existing customers): $300 SOFID bonus. Transfer $1,000 or more in eligible crypto to SoFi Crypto by 10/14/26 and earn a $300 bonus in SOFID.* SOFID is their new stablecoin. Transferred crypto assets must be held on platform through 10/14/27 (one year). $300 bonus on $1,000 is a 30% return in one year, not bad at all.
• Personal notes: I’ve opened some crypto accounts recently for bonuses like Kraken ($25 bonus), Gemini ($50 bonus), and Robinhood Crypto. I decided to use Kraken for this SoFi promo since I still had some crypto held there, but there was a 7-day hold on the portion of USDC bought with bank transfer funds, so I will be cutting it close with the deadline. Using Robinhood Crypto and buying using existing funds from my brokerage account would have been faster in retrospect.
• SoFi Checking Referral Offer: Up to $425 new account bonus. Open a new SoFi Checking account and add at least $50 to your account within 21 days, and get $25. Then get up to $400 additional bonus with qualifying direct deposit.
• SoFi Credit Score Monitoring Offer: $10 bonus. Earn $10 in rewards points when you activate free credit score monitoring.
• SoFi Invest Referral Offer: $25 new account bonus. Taxable brokerage account. Open an Active Investing account with $25 or more, and you’ll get $25 in stock.
• SoFi Crypto Referral Offer: $25 new account bonus. Open a new SoFi Crypto account, buy $25 of crypto within 30 days, and get a $25 bonus in SOFID stablecoin.
• SoFi ACAT Transfer Offer: 1% Match Bonus. Get a 1% match on ACAT transfers to IRA or taxable brokerage accounts (max $100,000 on $5,000,000 transferred). Minimum hold period for five (5) years from the settlement date.
• SoFi 401(k) Rollover Offer: 1% Match Bonus. Get a 1% match when you roll over your 401(k) into a SoFi IRA. Minimum hold period for five (5) years from the settlement date.
• SoFi Student Loan Refi: $300 bonus. Warning: Do your research before refinancing your Federal student loans to a private lender. You may lose some consumer protections.
• SoFi Doctors and Dentists Student Loan Refi: $1,000 bonus. Special low rates just for doctors and dentists.
• SoFi Private Student Loan: $300 bonus. For those looking for a new student loan (not a refinance).
• SoFi Personal Loans Referral Offer: Fixed $300 bonus. Fixed $300 bonus, 90 days after successful funding. The loan has no fees and you can pay it back in full after 90 days (you can pay it down to $50 before then to accrue minimal interest, thus making it an opportunity to make a net profit on this offer).