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Linux Patches Fix eMMC Secure Erase Of 1GB Taking ~10 Minutes To Now Just 2 Seconds - Phoronix
SEC Gives DTCC OK to Tokenize Stocks In Move To Blockchain
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CyberVolk Hackers Target Linux and Windows with New VolkLocker Payloads - Cyber Press
pearOS Is Back, Now Based on Arch Linux and Featuring the KDE Plasma Desktop - 9to5Linux
pearOS Is Back, Now Based on Arch Linux and Featuring the KDE Plasma Desktop - 9to5Linux
pearOS Is Back, Now Based on Arch Linux and Featuring the KDE Plasma Desktop - 9to5Linux
pearOS Is Back, Now Based on Arch Linux and Featuring the KDE Plasma Desktop - 9to5Linux
CyberVolk Hackers Target Linux and Windows Systems with New VolkLocker Payloads - gbhackers.com
LifeX TIPS ETFs: Monthly Inflation-Adjusted Income
Sometimes it seems like everyone just wants risk these days. Crypto. Sports gambling. Options trading, ETFs that magically yield 10% or more. However, if you’re in the opposite camp and you want the absolute least amount of risk, you’d want to retire off an investment that has a return that is fully-guaranteed, pays out a monthly income like clockwork, is even guaranteed to grow with inflation. Inflation was relatively mild for a long time until recently, but historically it has been a significant risk factor.
If that interests you, check out 3 Ways to Build an Inflation-Adjusted Pension by Allan Roth – which first reminds you that Social Security is exactly this! – but also introduces a new series of LifeX Inflation-Protected Longevity Income ETFs.
At current rates as of 12/11/25, the LifeX 2055 Inflation-Protected Longevity Income ETF (LIAM) contains a managed portfolio of United States Treasury Inflation Indexed Bonds (TIPS) that can provide you with a 4.26% guaranteed real withdrawal rate for 30 years. That means a $1,000,000 portfolio would distribute roughly $42,600 in annual income this year, but that number would increase with CPI inflation each year for 30 years (through the year 2055). At 3% average inflation, your 30th year’s income would have grown to over $100,000 a year. Of course, inflation could be a lot higher, which is why no private insurance company will sell you inflation protection over such a long period of time.
After those 30 years, you will be left with nothing. Your initial principal will be gone. Therefore, your income taken each year is partially a return of principal.
The expense ratio is 0.25%, which isn’t Vanguard-level but not horrible. I like that it does all of the work for you in a tidy ETF package, as building a TIPS ladder yourself can be a bit tricky (and do you want to keep doing it at age 80, 90?). Of course, I also worry about what happens if you bought a 30-year ladder at 65 and happen to live past 95. It could happen, and remember, this product is meant for the risk-averse folks that like to cover all the bases.
In general, I feel a TIPS ladder or equivalent that adjusts with inflation would work well in combination with a traditional annuity like an SPIA or a deferred longevity annuity that starts at a later age, which doesn’t adjust with inflation but does provide an higher initial fixed income that can last as long as you live. This is what I have set up for my parents – Social Security that rises with inflation, plus a joint income annuity that pays out as long as one is living.
Google’s Willow quantum processor will power cutting-edge UK research through the NQCC.Google’s Willow quantum processor will power cutting-edge UK research through the NQCC.
Google’s Willow quantum processor will power cutting-edge UK research through the NQCC.Google’s Willow quantum processor will power cutting-edge UK research through the NQCC.
Cadmium Zinc Telluride: The Wonder Material Powering a Medical 'Revolution'
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TerraUSD Creator Do Kwon Sentenced To 15 Years Over $40 Billion Crypto Collapse
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inKind Dining App: New $25 off $25 Promo
Added new $25 off $25 link (may be targeted). inKind is a startup that provides restaurants financing in exchange for “food and beverage credit”. Retail customers can use inKind to pay their food bill at participating restaurants through the app and get 20% back in “inKind Cash” credit on their bills. They say over 4,000 restaurants are in their network, mostly nicer local spots, but some chains like California Pizza Kitchen are also included (which is a favorite for our family).
The good thing is that you don’t have to let the server know ahead of time, or do anything awkward like using a coupon. You just get the check and then use the inKind app to pay. All the restaurants use the same backend Toast software, so you just need a number from the top of the paper bill. Within the inKind app, you can link your existing rewards credit card and also earn those rewards on your net cost (will still code as dining). inKind works primarily for dine-in, but some restaurants do specifically allow take-out. You are supposed to order the takeout from within the inKind app, but as long as you get the bill with the code, you should be able to pay using the app.
Current promos:
- New customers should first open via a $25 off $50+ referral link (that’s mine, thanks if you use it!). Expires 30 days after claiming. “Friend of Jonathan”.
- Existing customers can visit this separate $25 off $25+ link for another order. May be targeted. “Your End of Year Reward”. Expires 12/14/2025.
- Existing customers can visit this separate $25 off $50+ link for another order. May be targeted. “Mystery Reward”. Expires 45 days after claiming.
- Existing customers can visit this separate $25 off $50+ link for another order. May be targeted. “We Miss You”. Expires 30 days after claiming. Hat tip to DoC.
- $10 off $30. Expires 11/25.
- Existing customers can visit this separate $25 off $75+ link for another order. Expires 30 days after claiming. Marked as “Anniversary Gift”.
- Existing customers can visit this separate $15 off $15+ link for another order. May be targeted. Added October 2025 and marked as “Thanks for your feedback”.
- Existing customers can visit this separate $25 off $50+ link for another order. May be targeted. Added October 2025 and marked as “Thanks for your feedback”.
If you have a big bill, know that you can “split the check” within the app, so that two separate people can use a $25 off $50 discount in their respective inKind apps.
You should see your multiple offers in the app:
California Pizza Kitchen is part of the inKind network, and they are a reliable way to use these offers. They usually have some sort of promo going, like right now they have $10 Pizzas on Monday and Tuesday that you can stack.
Now, I can’t guarantee this will work for you, but this may work with CPK take-out and not just dine-in. (Be sure order directly from CPK.com or over the phone, not another app like Doordash or Grubhub.) The place we go to just has a separate take-out counter and the default check that comes from them should work with inKind. If not, tell them you want to pay with inKind and they should be able to generate the right check with the number on top. Make sure you meet the minimum purchase amount.
97% of Buildings On Earth 3D-Mapped
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Windows WSL 2.7.0 Released With Newer Linux 6.6 LTS Point Release, Many Fixes - Phoronix
Over 10,000 Docker Hub Images Found Leaking Credentials, Auth Keys
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