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Linux 6.18 release – Main changes, Arm, RISC-V, and MIPS architectures - CNX Software
Linux 6.18 release – Main changes, Arm, RISC-V, and MIPS architectures - CNX Software
Linux 6.18 release – Main changes, Arm, RISC-V, and MIPS architectures - CNX Software
Bilt Mastercard: December 1st Rent Day / British Airways Avios Transfer Bonus
Updated for Rent Day 12/1. Bilt Rewards recently announced “Bilt 2.0” which promises three new credit cards with rewards on both mortgage payments and rent. Applications are not open yet; More details supposedly coming January 2026. If you have the existing card issued by Wells Fargo, it is scheduled to work as usual until February 6th, 2026.
December 1st, Bilt is offering a transfer bonus to British Airways* Avios of between 50% and 100%. (* or Aer Lingus and Iberia Avios.) Avios can be pretty useful in many cases, and this transfer bonus is a potential way of getting excellent value out of your Bilt points, if you have a redemption in mind.
If you haven’t, you should also link your Rakuten account to Bilt for a small but pretty easy bonus. Look for the option in the app.
Rent Day also means 2X double points where you can get 6X on dining, 4X on travel, and 2X on other purchases (except rent). There is a cap of 1,000 bonus points. Remember that you must use your card to make 5 purchases (of any amount) each statement period to earn points.
Existing Bilt members can still earn lots of Bilt points just for paying monthly rent to any landlord with no transaction fees, which is their most important feature.
Full review on the old card:
The updated Bilt Mastercard is a unique credit card that earns rewards on rent payments to any landlord. Bilt is a rent payment platform and they will send your landlord a check or ACH bank transfer so that your landlord will not have to do anything. The credit card itself is issued by Wells Fargo. Bilt has bonus categories and a variety of points redemption options like many other rewards credit cards. Here are the highlights:
- Up to 1X points spent on rent payments without the transaction fee, up to 100,000 points each calendar year.
- 3X points on dining.
- 2X points on travel including hotels, rental cars, and cruises when booked directly with airlines, hotels, and car rental agencies.
- 1X points on other purchases.
- Earn points when you make 5 transactions that post each statement period.
- When renting at a Bilt Alliance property, you can choose to have your rent payments automatically reported by Bilt to the three major credit bureaus each month; Experian(TM), TransUnion(TM), and Equifax(TM).
- No annual fee.
- World Elite Mastercard perks like cell phone insurance and purchase protection.
That means your rent can be up to $100,000 per year ($8,333 per month) and you would still be able to take full advantage of the 1X points per dollar spent on rent payments. They do require you to make at least 5 transactions per month (rent can be one), otherwise too many people might just put their rent on the card and not use the card otherwise.
Bilt has partnered with the owners of over 2,000,000 apartment units to create the Bilt Rewards Alliance. The easiest way is find out if you live in a qualifying property is to simply type in your address into the Bilt app.
Bilt also offers Double Points on “Rent Day”, aka the 1st of every month. This means that on the 1st day of every month, you can get 6X on dining, 4X on travel, and 2X on other purchases(except rent). They also offer other promos on this day.
Bilt Rewards Points redemption options
Travel partners. Bilt Rewards points transfer on a 1:1 basis to the following hotel and airline partners. You can also get 100 bonus points for every loyalty program you link to Bilt.
- Alaska Airlines Atmos (Hawaiian)
- Air Canada Aeroplan
- United Airlines
- FlyingBlue (Air France/KLM)
- Miles & Smiles (Turkish Airlines)
- Emirates Skywards
- Cathay Pacific Asia Miles
- British Airways Executive Club
- Virgin Atlantic Flying Club
- Aer Lingus Aer Club
- Turkish Miles & Smiles
- Iberia Plus
- TAP Air Portugal
- World of Hyatt
- IHG One
- Accor ALL
Hyatt hotel points, Alaska, and United are likely the most useful points for the average US traveler. I am conservative when valuing points and miles due to their redemption hassles and steady threat of devaluation, so I would place the value here a 1 cent a point even though I definitely plan to exceed that. You may wish to use a different value.
Home Downpayment? Bilt says that your points can be redeemed at 1.5 cents per point when used towards a home downpayment. This seems like it might be rather complicated to actually redeem, so I would keep it mind but wouldn’t count on it. If you racked up 100,000 points over time, it would be nice to have $1,500 via this method.
Shop with Points at Amazon. You can link your Bilt Rewards points to Amazon and pay for your purchases at rate of 0.70 cents per point.
Rent. Bilt will let you convert points towards your next rent payment at 0.55 cents per point. This is not a good redemption rate when compared to the miles/Hyatt option. It’s too bad there is no easy, decent cash-out option.
Statement credit. Bilt will also let you convert points towards a statement credit on your credit card statement at 0.55 cents per point.
Other options include fitness classes or physical items like “limited-edition” home decor or art in the “Bilt Collection” catalog. Personally, I like being able to add to my Hyatt and Canada Aeroplan stash.
Possibly help your credit score? When renting at a Bilt Alliance property, your on-time payment activity can be automatically reported to the three major credit bureaus. In addition, with the optional “BiltProtect” feature, your rent payments will be immediately withdrawn from a linked bank account so your credit limit is not decreased (and ideally your rent won’t contribute to your credit card debt).
How do I pay my landlord or property manager? They don’t take credit cards due to the transaction fees. Bilt will provide you with a bank ACH routing number and account number that you can use to perform an ACH transfer, or they will simply send a paper check on your behalf. In March 2025, Bilt added a pre-authorization step that you have to do first in the Bilt app. After that they will provide you new routing and account numbers. You don’t actually pay with the credit card, nor do you or your landlord have to pay any credit card transaction fees.
1. Pre-authorize your payment in the Bilt app (before you pay rent)
Each month, pre-authorize your rent payment from the Bilt app, up to five (5) days before paying rent.
Select your rent amount and payment method.
Use your Bilt Mastercard® for your usual rewards and waived fees, or
Use any other credit/debit card to earn both Bilt Points AND your card’s rewards.
First time only: You’ll receive your BillPay by Bilt routing and account numbers. Add these to your property’s payment portal, replacing your old Rent Rewards account details.
Optional: After setting up BillPay, you can enable auto-authorization under ‘Rent Payment Options’ by selecting the day of the month and payment amount you want automatically authorized each month.
Free cell phone protection. Pay your monthly cell phone bill with your Bilt Mastercard and get up to $800 of protection (subject to $25 deductible) against covered damage or theft. For complete coverage details, visit wellsfargo.com/biltbenefits. To file a claim, call 1-800-316-8051 or visit mycardbenefits.assurant.com.
Bottom line. The Bilt Mastercard offers a unique rewards structure targeted specifically at all renters with any landlord. At $2,000 a month in rent, the 1X rewards would add up to 24,000 points per year in rewards = 24,000 Alaska Atmos (Hawaiian) or United miles or 24,000 Hyatt points with no additional transaction fees and no credit card annual fee. You may even do better if you wait for a “Rent Day” promo on the first of the month. Something to consider if you already have to pay rent anyway.
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